How these terms apply
These terms apply to your account only where local law permits access in India. If a state rule, device check or payment rule creates a conflict, the stricter rule governs the account action. We may ask for identity or record checks before a withdrawal, a correction
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request or a dispute response, and we ask only for the minimum details needed to complete that step. UPI, Paytm and PhonePe appear here as payment context so you know which rails sit alongside the account, but availability can change by law or by the checks
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attached to your profile. When we update this page, the new wording replaces the old wording from the date shown in the account area, and you can ask us to explain any clause before you act.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.